Terms of Service

Effective Date: July 2026

Welcome to Long Island Medicare Help.

By accessing or using www.longislandmedicarehelp.com (the “Website”), operated by Long Island Medicare Help, you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use this Website.

1. Acceptance of Terms

By using this Website, you agree to these Terms, our Privacy Policy, and any other legal notices or guidelines posted on this Website. Long Island Medicare Help reserves the right to modify or update these Terms at any time without prior notice. Your continued use of the Website after any changes have been posted constitutes your acceptance of those changes.

2. Use of the Website

You agree to use this Website for lawful purposes only. You may not:

  • Violate any local, state, or federal law.
  • Submit false, misleading, or fraudulent information.
  • Upload or transmit viruses, malware, or other harmful code.
  • Attempt to interfere with the operation or security of the Website.
  • Use this Website in any manner that could damage, disable, or impair its functionality.

3. Intellectual Property

All content on this Website, including text, graphics, logos, images, videos, design elements, and other materials, is the property of Long Island Medicare Help or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, distributed, modified, or used without prior written permission.

4. Insurance Information

The information provided on this Website is for general informational purposes only and should not be considered legal, financial, tax, or insurance advice. Medicare plan availability, benefits, premiums, and eligibility vary by carrier, location, and individual circumstances.

Long Island Medicare Help is an independent insurance agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP) to obtain information about all of your available options.

5. Limitation of Liability

Long Island Medicare Help, its affiliates, employees, agents, or representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from:

  • Your use of or inability to use this Website.
  • Errors, omissions, or inaccuracies contained on this Website.
  • Unauthorized access to or alteration of information transmitted through this Website.
  • Temporary interruptions or technical issues affecting Website availability.

Your use of this Website is at your own risk.

6. Links to Third-Party Websites

This Website may contain links to third-party websites for your convenience. Long Island Medicare Help does not control or endorse these websites and is not responsible for their content, services, or privacy practices. Accessing third-party websites is at your own risk.

7. Indemnification

You agree to defend, indemnify, and hold harmless Long Island Medicare Help, its affiliates, employees, agents, and representatives from any claims, damages, liabilities, costs, or expenses, including reasonable attorneys’ fees, arising from your use of this Website or your violation of these Terms.

8. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of New York.

Any legal action arising from these Terms or your use of this Website shall be brought exclusively in the state or federal courts located in Suffolk County, New York.

10. Changes to These Terms

Long Island Medicare Help reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised Effective Date. Continued use of the Website after changes have been posted constitutes acceptance of the revised Terms.

11. Contact Information

If you have any questions regarding these Terms of Service, please contact:

Long Island Medicare Help

Phone: 516-605-1476

Email: info@longislandmedicarehelp.com

Website: www.longislandmedicarehelp.com

Disclaimer

Long Island Medicare Help provides complimentary Medicare guidance and enrollment assistance. You never pay for our services. Our licensed agents are compensated directly by the insurance carriers you choose, and your plan costs are the same whether you enroll through us or directly with the carrier.

We do not offer every plan available in your area. Currently we represent 12 organizations which offer 1103 products in all states. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options.

This website is privately owned and is not affiliated with, endorsed by, or authorized by the Social Security Administration, the Centers for Medicare & Medicaid Services (CMS), or the U.S. Department of Health and Human Services. Medicare has not reviewed or endorsed the information on this website.