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Terms of Service

Terms of Service
Effective Date: 1/1/2019

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Welcome to Long Island Medicare Help
By accessing or using the website located at www.longislandmedicarehelp.com (the "Website"), operated by Long Island Medicare Help, you agree to comply with and be bound by the following Terms of Service ("TOS"). Please read these terms carefully. If you do not agree with these terms, you should not use this Website.

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1. Acceptance of Terms
By using this Website, you agree to these TOS, our Privacy Policy, and any other legal notices or guidelines posted on this Website. Long Island Medicare Help reserves the right to modify or update these TOS at any time without prior notice. Continued use of the Website after changes have been made constitutes acceptance of the updated terms.

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2. Use of Website
You agree to use the Website for lawful purposes only. You shall not post or transmit through the Website any material that:

  • Violates any local, state, federal, or international law.

  • Is fraudulent, misleading, or constitutes an unauthorized use of another person’s identity or information.

  • Contains viruses, malware, or other harmful code.

  • Interferes with the proper functioning of the Website or its features.

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3. Intellectual Property
All content, including text, graphics, logos, images, and software, displayed on or available through the Website, is the property of Long Island Medicare Help or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, display, or use any content from the Website without express written permission from Long Island Medicare Help.

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4. Insurance Information
The information provided on this Website is for general informational purposes only and should not be construed as professional advice. Availability of insurance products may vary by state, and coverage is subject to the specific terms and conditions of the policy issued. For detailed information about any product, please contact us directly.

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5. Limitation of Liability
Long Island Medicare Help and its affiliates, officers, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

  • Your use of or inability to use the Website.

  • Any errors or inaccuracies in the content.

  • Unauthorized access to your data, even if we were advised of the possibility of such damages.

In no event will our liability exceed the amount you have paid to Long Island Medicare Help, if any, for accessing the Website.

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6. Links to Third-Party Websites
This Website may contain links to third-party websites for your convenience. Long Island Medicare Help does not control and is not responsible for the content, services, or privacy practices of these external sites. Visiting these sites is at your own risk.

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7. User Accounts and Security
If you create an account on the Website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately if you become aware of any unauthorized use of your account.

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8. Termination
Long Island Medicare Help reserves the right to terminate or restrict your access to the Website at any time, without notice, if we believe that you have violated these TOS or for any other reason deemed necessary.

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9. Indemnification
You agree to indemnify and hold harmless Long Island Medicare Help, its affiliates, and its respective officers, directors, employees, and agents from any claims, damages, or liabilities, including reasonable attorney’s fees, arising out of or related to your use of the Website or violation of these TOS.

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10. Privacy
Your use of the Website is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. Please review our Privacy Policy for more details.

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11. Governing Law and Jurisdiction
These TOS shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles. Any legal disputes arising out of your use of the Website will be resolved exclusively in the courts of Suffolk County, New York.

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12. Changes to Terms of Service
We reserve the right to modify or update these TOS at any time. Any changes will be posted on this page, and the "Effective Date" will be updated accordingly. It is your responsibility to check this page periodically for any updates.

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13. Contact Us
If you have any questions about these Terms of Service, please contact us at:
516-605-1476

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We are located in Nassau County, Long Island, New York.

We serve all of Long Island, including Suffolk County, Nassau County, Queens/NYC.

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Disclaimer

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Long Island Medicare Help offers free services to Medicare Eligible recipients. You will never have to pay for our services. Our agents are commission-based and get paid directly from the carrier that you choose to receive services from. You will pay the same rates setting up a plan through our agency that you would pay using a carrier directly. *We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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This website is a private website and is not associated, endorsed or authorized by the Social Security Administration, the Centers for Medicare and Medicaid Services, or the Department of Health and Human Services nor do we claim to be. Medicare has neither reviewed nor endorsed this information. This site contains basic information about Medicare, services related to Medicare and services for people with Medicare and is not connected with any Government. If you would like to find more information about the US Government Medicare program please visit the Official US Government Site for People with Medicare located at www.medicare.gov.

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Grant C. White, Jr. is G2 certified and is a licensed insurance agent for Long Island Medicare Help.

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© 2019 

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